Blog & insights

Marina contractor insurance, decoded

Plain-English guides on the coverage that matters for marine crews — marine general liability, Jones Act, USL&H, workers’ comp, builder’s risk, and the equipment floaters that pay when a barge sinks or a crane goes over.

Jones Act vs. USL&H: What Marina Contractors Must Carry
Featured
Maritime CoverageJune 10, 20264 min read

Jones Act vs. USL&H: What Marina Contractors Must Carry

If your crew works over navigable water, standard workers' comp won't cover them. Here's the difference between the Jones Act and USL&H (Longshore) coverage — and why missing it is the most dangerous gap in marine construction.

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Marine Liability4 min read

Why Standard GL Won't Cover Your Over-Water Work

Most commercial general liability policies exclude watercraft and operations over navigable water. For marine contractors, that means the policy you have may deny the claim that matters most. Here's how to fix it.

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Cost & Buying5 min read

Marina Contractor Insurance Cost (2026 Guide)

A plain-English breakdown of what marine and waterfront construction contractors pay for marine GL, Jones Act, USL&H, workers' comp, builder's risk, equipment, and auto — and the levers that move your premium.

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Equipment Coverage4 min read

Pile Driving & Dredge Equipment Coverage: What Marine Contractors Need

Barges, cranes, pile drivers, and dredges are the most expensive gear a marine contractor owns — and general liability won't cover any of it. Here's how to schedule and protect your marine equipment.

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Builder's Risk4 min read

Dock & Pier Builder's Risk Explained: Why Course-of-Construction Coverage Matters Over Water

A dock or pier under construction is one of the most exposed structures there is — fire, storm, wave, and theft all hit harder over water. Here's how builder's risk protects the project you're building.

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